8 Best Destinations to Travel in India and Abroad in December with a Personal Loan– Weather, Budget, Attractions, and Best Tour Operators

December brings with it the magic of winter and the cheer of Christmas. Streets light up, cafés glow with festive warmth, and holiday markets buzz with excitement. From Goa’s beachside Christmas celebrations to Vietnam and Thailand’s vibrant streets, it’s the perfect time to plan a holiday with loved ones.

With this guide and the support of One Day Finance personal loans, you can plan the perfect trip without touching your savings.

Please note that budget approximations are given as per flight costs as on 30.10.2025. The budget may change depending on the flight prices during the time of booking.

Explore Southeast Asia

Thailand, Vietnam, Singapore, Malaysia, and Bali are dream destinations—rich in culture, nature, and adventure. Even if funds are limited, a personal loan can help you immerse in tropical beaches, vibrant cities, lush highlands, and festive street life now, and repay later. Don’t let your budget stop you; explore, refresh, and create memories you’ll cherish.

Thailand

• Weather: December ushers in the dry season, especially on the west coast (e.g., Phuket, Krabi). Skies are clearer, days are warm (~25-32°C), and rainfall is lower. Coastal regions are perfect for beaches and island hopping.

• Attractions to See: Enjoy beaches (Phuket, Krabi, Koh Samui), explore old temples in Bangkok or Ayutthaya, national parks like Khao Yai for wildlife and lush scenery.

• Kid-Friendly: Yes. Beaches, boat rides, mild wildlife treks, and relaxing resorts make Thailand travel doable with children.

• Budget for 2 People: For a 5-6 day trip, including flights, stay, food, island tours—budget around ₹60,000–₹1,00,000 depending on level of comfort.

• How Many Days Required: 5-7 days to cover beach + cultural + nature highlights.

• Top Tour Operators: Companies like MakeMyTrip, Thomas Cook India, and Thailand specialist tour operators with high ratings for family-friendly itineraries.

Vietnam

• Weather in December: A varied climate — in the north (Hanoi, Ha Giang) it’s cool and dry; central regions are mild; south (Ho Chi Minh, Mekong Delta) is warm and less rainy.

• Attractions to See: Ha Long Bay cruises, ancient town of Hoi An, the rice terraces in Sapa and Moc Chau, scenic motorbike rides, vibrant street food and markets.

• Kid-Friendly: Yes — boat cruises, cultural shows, wildlife and natural landscapes can engage children.

• Budget for 2 People: For 6-7 days with mid-range hotels, internal flights or trains, food, and tour costs — about ₹50,000–₹1,00,000.

• How Many Days Required: 6-8 days to see north, central, or south comfortably.

• Top Tour Operators: Holidify local packages, Vietnam specialist travel agencies, international platforms (TripAdvisor/Viator) that have strong reviews for safety and service.

Singapore

• Weather in December: Warm and humid, temperatures around 24-31°C, heavy rainfall with many wet days (December is one of the wettest months), high humidity.

• Attractions to See: Gardens by the Bay, Universal Studios, Sentosa Island, Orchard Road shopping, Chinatown, Marina Bay Sands, the Botanic Gardens. Great indoor and outdoor mix.

• Kid-Friendly: Very much yes. Many indoor attractions, theme parks, science museums, zoo, and safe, clean public transport.

• Budget for 2 People: For 3-4 days, including stay, meals, transit, attraction tickets — around ₹40,000-₹60,000 depending on hotel choice.

• How Many Days Required: 3-4 days is enough to cover the key highlights.

• Top Tour Operators: Local Singapore tour companies, hotel concierge tours, platforms like Klook. Indian travel agents offering Singapore packages such as MakeMyTrip and SOTC.

Malaysia

• Weather in December: Generally warm with some rain showers; coastal and island areas may receive more rainfall. A mix of sunshine and showers, especially around west coast & islands.

• Attractions to See: Kuala Lumpur’s Petronas Towers, nature in Cameron Highlands, beaches in Langkawi, cultural heritage in George Town (Penang), wildlife parks.

• Kid-Friendly: Yes — beaches, interactive cultural experiences, wildlife parks, theme parks, and many hotels in Malaysia are very family-friendly.

• Budget for 2 People: For a 5-6 day trip, moderate comfort — hotel, meals, intercity transport — about ₹50,000-₹80,000.

• How Many Days Required: 5-6 days to include city + nature + beach.

• Top Tour Operators: Malaysia-specialist tour companies, local agencies in Kuala Lumpur / Penang, large Indian travel platforms that offer multi-country packages.

  
  

Bali (Indonesia)

• Weather in December: Bali is in its wet season in December. Expect rain, often in afternoon or evening; temperatures warm (around 26-30°C). Some days can be humid with short thunderstorms.

• Attractions to See: Beaches (e.g. Kuta, Seminyak), terraces in Ubud, waterfalls, temple-tours (Tanah Lot, Uluwatu), rice fields, cultural performances and yoga retreats.

• Kid-Friendly: Yes, but some beaches may be rough during rains. Ubud’s greenery, cultural shows, water parks, and nature are good for families. Choose areas with stable accommodation.

• Budget for 2 People: For 7 days including flights (depending on deals), mid-range stay, meals, tours — approx ₹70,000-₹1,00,000+ (depends heavily on flight cost).

• How Many Days Required: 6-7 days to explore beaches + cultural interiors.

• Top Tour Operators: Bali specialist operators, Indonesian agencies, Indian travel agents offering Bali trips, platforms like Bali Bliss Tours, and international portals with strong reviews.

Explore India

Himachal Pradesh, Goa, and Kashmir are timeless destinations that offer unforgettable experiences—from snow adventures in Himachal, sun-soaked beaches in Goa, to serene valleys in Kashmir. Even if funds are tight, a personal loan lets you explore these dream spots now and repay conveniently later, turning wanderlust into reality.

Manali, Himachal Pradesh

• Weather: Cold, ranging from -2°C to 8°C, with frequent snow.

• Attractions: Solang Valley (skiing, paragliding), Rohtang Pass, Hidimba Devi Temple, Vashisht Hot Springs, Manikaran Gurudwara, Old Manali, Manu Temple, Manali Sanctuary, and Mall Road.

• Kid-Friendly: Yes – snow play and gentle treks are great for children.

• Budget for 2: ₹15,000–₹25,000 for 3–4 days (accommodation, meals, activities).

• Duration: 3–4 days

• Best Review Tour Operator: SOTC Travel Limited (sotc.in)

Goa

• Weather: Pleasant, 20°C–30°C

• Attractions: Several Beaches, Dudhsagar Waterfalls, Basilica of Bom Jesus, Vibrant Markets, Forts like Aguada and Chapora, Clubbing, and Flea Markets.

• Kid-Friendly: Yes – safe beaches and family resorts.

• Budget for 2: ₹18,000–₹30,000 for 4–5 days (accommodation, meals, activities)

• Duration: 4–5 days

• Best Review Tour Operator: MakeMyTrip (makemytrip.com)

Kashmir

• Weather: Cold, -2°C to 10°C.

• Attractions to See: Don’t miss Gulmarg’s ski slopes, Dal Lake’s shikara rides, snow-clad Betaab Valley, and the Mughal Gardens of Srinagar, and houseboats.

• Kid-Friendly: Yes —Families can enjoy sledging, snowball fights, and cozy houseboat stays on Dal Lake.

• Budget for 2 People: ₹35,000–₹50,000

• Duration: 4 to 5 days (accommodation, meals, activities)

• Best Review Tour Operator: MakeMyTrip, Thomas Cook, and Kashmir Travels India Pvt. Ltd.

How One Day Finance Personal Loans Can Help You Travel

While traveling is rewarding, budget constraints can sometimes hold you back from visiting your dream destinations. One Day Finance personal loans make it easier to plan trips without stressing your savings. Calculate your EMIs in 5 seconds here. With a simple application process, quick disbursal, and manageable EMIs, you can cover flights, accommodation, meals, and local experiences. Whether it’s a winter wonderland in Manali or a beach escape in Bali, a personal loan lets you turn travel dreams into reality. Spend quality time with your family and friends while exploring India, and enjoy memorable experiences stress-free. Get funds for your next travelling trip now.