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You can increase your loan eligibility even without increasing your income. By reducing EMIs, improving your credit score, opting for longer tenures, adding a co-applicant, and showing additional income sources, lenders see you as lower-risk — boosting your eligible loan amount. Smart planning can help you borrow more confidently.

Improving your CIBIL score in just 90 days is completely possible with the right habits. By paying EMIs on time, reducing credit card utilisation, clearing small dues, avoiding new credit applications, and fixing errors in your report, you can boost your score by 40–90 points and unlock better loan opportunities.

Loan rejection isn’t about luck — lenders follow strict checks. From CIBIL score issues and high credit utilisation to job instability and document mismatches, small mistakes can lead to rejection. This guide reveals 7 insider tips lenders don’t tell you — so you can apply confidently, boost approval chances, and get your personal loan without stress.

A personal loan can help you upgrade your lifestyle—whether it’s travel, home improvement, or new gadgets. But before you borrow, weigh the pros and cons. Learn how to use personal loans wisely, avoid debt traps, and make smart financial choices with expert insights from One Day Finance.

Online personal loan scams are rising fast — from fake agents to phishing apps. Learn how to identify fraud, protect your data, and choose only RBI-registered lenders. Stay informed, stay secure, and get your personal loan safely with One Day Finance.

Struggling with a low CIBIL score? You can still get a personal loan and rebuild your credit health. Learn how to qualify, improve your score, and secure quick funds through smart financial planning. With One Day Finance, finding the right personal loan—even with a low CIBIL—is simple, transparent, and stress-free.