Understanding key financial terms is the first step toward smart borrowing. From credit scores and EMIs to debt consolidation and overdraft facilities, these concepts shape how loans and credit work. At One Day Finance, we simplify finance so you can make informed decisions with confidence.

Juggling multiple EMIs and due dates can be stressful. This blog explains how debt consolidation helps you merge all your debts into one loan with a single EMI, making repayment simpler, often at a lower interest rate. Learn when it’s the right choice and how it can put you on the path to financial freedom.